Agentic AI in Accounts Receivable: 25 Use Cases | Billtrust

Executive Summary

Ninety percent of finance leaders believe AI is essential to their company’s accounts receivable (AR) process and the cash flow management results they need to see. Agentic AI or AI agents are designed to find problems, make recommendations, and ultimately act on them autonomously – continuously learning and adapting along the way. Gartner reports that 57% of finance organizations are already implementing agentic AI or are planning to, and 54% of CFOs say AI agents will be one of their top finance transformation priorities in 2026, according to Deloitte. Users report the top benefits of AI in accounts receivable as: predictive payment forecasting, automated cash application, real-time credit monitoring, and anomaly detection and risk alerts. And 99% of those using AI measurably increase cash flow velocity and 82% improve productivity, according to a Wakefield Research study.